What is a Starter Safety Net? financial journey savings

Safety Net:  a safeguard against possible hardship or adversity.

In the Savvy Groomer's Roadmap to Financial Success step two is to have a starter safety net.  This is a small amount of liquid money you have available to you in the case of something unexpected happens.  You can...

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The Importance of a Written Budget budgeting financial journey survive

Blah Blah Blah, write your budget budget down, blah blah blah.

I find myself sounding like a broken record talking to groomers about the importance of writing a budget down.  I feel like the grooming instructor mentioning how your grooming is only as good as your bathing.  The truth of...

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Not your Piggy Bank budgeting financial journey

We've all done it... we are all guilty of it.

The company card in hand, at the gas station, out to dinner or at the store.  Is this really a business expense?  Probably not but we tell ourselves "this is part of being a business owner, the business paying for things".  It starts...

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Budget Action Plan (Thrive) financial journey

If you haven't already please read
Budget Action Plan
Step One: Survive
Step Two: Live
Before continuing on this journey


Thrive is the final step, this is where you can focus on getting the best insurance you can afford, giving to charity, growing your business and feeling comfortable knowing you...

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Budget Acton Plan (Live) financial journey

If you haven't already please read
Budget Action Plan
Step One: Survive
Before continuing on this journey


Live is your next step, this is your grooming tool, entertainment and saving to your beefed up emergency fund of $2500-$4000.

Keep your grooming tools in shape:
Sharpening, blade/scissor...

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Budget Action Plan (Survive) financial journey

If you haven't already please read
Budget Action Plan
Before continuing on this journey 


Survive is your first step, this is your food, clothing, housing, transportation and saving to your starter emergency fund of $500 - $1000. 

Food on the table:
Groceries, restaurants, daily habits...

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Budget Action Plan financial journey

Are you ready to start you zero-based budget?  I know it can be a bit much but don't worry I've got your back!


  • Create your own budget form using excel, or pages.  
    If you do not want to create your own feel free to download our free Savvy Groomer Budget Essentials pdf or search for...
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Survive. Live. Thrive. Bite Sized Goals budgeting financial journey

When we are on the Financial Journey we look at our goals in a Survive, Live & Thrive lens.


Survive is based on business over head. How much money do I need to make to "break even" and pay all the bills? Do you have low or high expenses? These are all the bills you need to pay monthly...

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