The Importance of a Written Budget budgeting financial journey survive

Blah Blah Blah, write your budget budget down, blah blah blah.

I find myself sounding like a broken record talking to groomers about the importance of writing a budget down.  I feel like the grooming instructor mentioning how your grooming is only as good as your bathing.  The truth of...

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Not your Piggy Bank budgeting financial journey

We've all done it... we are all guilty of it.

The company card in hand, at the gas station, out to dinner or at the store.  Is this really a business expense?  Probably not but we tell ourselves "this is part of being a business owner, the business paying for things".  It starts...

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Irregular Income budgeting

Making commission is a double edge sword, you can make as much money as you can gorom but it also means when there are no pets to groom, there is no money in your pocket.  Irregular income (income that changes from week to week) is the norm in the grooming industry. Most groomers earn...

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Appointment Book for your Finances budgeting

When talking about budgeting I see groomers cringe or wrinkle their nose.  We hear the word budget and we think of restrictions, what we are going to have to give up... instead of thinking about what we are gaining.

When I look at my budget I look at what it ALLOWS me to buy.  Does my...

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Squirrel! budgeting

Blah Blah Blah, write your budget budget down, blah blah blah.

Have you ever seen the movie "Up"?  Doug the talking Golden Retriever is my spirit animal as I walk though trade shows or even when I'm at my local Target.  Shiny-object syndrome is a real thing and can cause...

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Break Old Money Habits budgeting

I have always hated the saying "old dog's can't learn new tricks".  We all know that's not true...  The old dog simply knows eventually you'll give up and probably give him the treat anyway.  You have trained your brain to avoid doing a budget!  Let's start by first...

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Change your Denial Mindset budgeting

If you have ever had a toddler in your house, then you know the game of “if I close my eyes then I disappear.”  This is called Object Permanence in the world of Developmental Psychology; the kids don’t understand that the world around them still exists even if they...

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Budgets are Sexy budgeting

Think of the word “sexy” and what’s the first thing that comes to mind?

Maybe that's garter belts and lingerie, a bottle of wine and candles...  I often find myself fantasizing about a juicy double bacon cheeseburger that I indulge in while wearing pj pants binging on...

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Irregular Income budgeting

I don't make hourly or a salary, I make commission...
I have irregular income, so I cannot make a budget

Irregular Income (income changing week to week) is a normal issue for anyone making commission, it affects both 1099 Independent Contractors or W-2 Employees.  One week you may make $300,...

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You need a Budget budgeting

A budget stops all of us from being broke or impulsive, from buyer's remorse or “having to work 12 hour days” to pay for those impulse items.  Our jobs are too physically demanding to simply work for our basic living expenses.  Groomer's bodies are machines that will...

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Survive. Live. Thrive. Bite Sized Goals budgeting financial journey

When we are on the Financial Journey we look at our goals in a Survive, Live & Thrive lens.


Survive is based on business over head. How much money do I need to make to "break even" and pay all the bills? Do you have low or high expenses? These are all the bills you need to pay monthly...

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